**Yes.** Qualified homeowners can finance a full roof replacement with **$0 down and payments starting around $199 a month** through our GreenSky partnership.
How it works in practice:
– **Application takes minutes** and is a soft process up front — you’ll know your options before committing.
– **Approval is credit-based,** not tied to your home’s equity, so there’s no appraisal step.
– **Funds go to the project,** not to you, and we’re paid on completion like any other job.
– **No prepayment penalty.** Paying it off early costs nothing extra.
Financing is most useful in two situations: an active leak that can’t wait for savings to build, and a storm claim where the deductible itself is the obstacle. That second case matters — under Texas law a contractor cannot legally waive or absorb your deductible, so financing is the legitimate way to solve a cash-flow problem.
One caution that applies to any lender: read the promotional period terms. Deferred-interest offers can retroactively charge accrued interest if the balance isn’t cleared in time.